'Non-performing Assets' (NPA) of Indian Commercial Banks are _____.
- ABuildings and Land
- BLoans not repaid within stipulated time
- CGovernment securities
- DCash holding
Solution & Step-by-step Explanation
A Non-performing Asset (NPA) refers to a classification for loans or advances that are in default or in arrears on scheduled interest or principal repayments, typically for a period of 90 days or more.