Read the following information to answer the given question:
Following are the conditions for awarding Rs. 5 lakh compensation to a farmer for loss due to flood.
A) The farm affected by flood should be atleast of 5 acres, but NOT more than 25 acres.
B) The flooded farm should be atleast 2 feet under water for atleast 1 week.
C) Other income of the farmer should NOT be more than Rs. 20,000/ month.
D) The farm should have standing crop at the time of flooding.
E) The farm should be uninsured.
However, in case a farmer fulfills all other criteria EXCEPT-
1. C above, any subsidy received can be excluded from other income.
2. D above, if harvested and crop was submerged in floods then only Rs. 2.5 lakh will be awarded.
3. E above, if insured and insurance claimed is less than Rs. 5 lakh, then only difference will be compensated.
Based on these criteria and information provided below, decide the course of action in the given case. You are NOT to assume anything.
Case of Farmer Z:
Farmer Z has Rs. 20,000/ month other income. The crop was harvested but was lying in the field and submerged during flooding. 10 out of 15 acres were under 2.5 feet of water for a week. The farmer has claimed zero insurance.
- AAward Rs. 5 lakh compensation
- BAward Rs. 2.5 lakh compensation
- CAward no compensation
- DData inadequate
Solution & Step-by-step Explanation
Let's check the criteria for Farmer Z:
1. Condition A (Affected Area): Out of 15 acres, 10 acres were under water. The affected area is 10 acres, which satisfies the range of 5 to 25 acres (). Thus, Condition A is satisfied.
2. Condition B (Water level & Duration): The farm was under 2.5 feet of water (at least 2 feet) for a week (at least 1 week). Thus, Condition B is satisfied.
3. Condition C (Other Income): Other income is exactly Rs. 20,000/month, which satisfies the condition of not being more than Rs. 20,000/month. Thus, Condition C is satisfied.
4. Condition D (Crop Status): The crop was NOT standing; it was harvested and lying in the field when submerged. This violates primary Condition D, so we check Exception (2): "if harvested and crop was submerged in floods then only Rs. 2.5 lakh will be awarded."
5. Condition E (Insurance): The farmer claimed zero insurance, meaning no active overlapping insurance payout offsets it.
Since all other conditions are satisfied except Condition D, Exception (2) safely applies. Therefore, a compensation of Rs. 2.5 lakh will be awarded.
1. Condition A (Affected Area): Out of 15 acres, 10 acres were under water. The affected area is 10 acres, which satisfies the range of 5 to 25 acres (). Thus, Condition A is satisfied.
2. Condition B (Water level & Duration): The farm was under 2.5 feet of water (at least 2 feet) for a week (at least 1 week). Thus, Condition B is satisfied.
3. Condition C (Other Income): Other income is exactly Rs. 20,000/month, which satisfies the condition of not being more than Rs. 20,000/month. Thus, Condition C is satisfied.
4. Condition D (Crop Status): The crop was NOT standing; it was harvested and lying in the field when submerged. This violates primary Condition D, so we check Exception (2): "if harvested and crop was submerged in floods then only Rs. 2.5 lakh will be awarded."
5. Condition E (Insurance): The farmer claimed zero insurance, meaning no active overlapping insurance payout offsets it.
Since all other conditions are satisfied except Condition D, Exception (2) safely applies. Therefore, a compensation of Rs. 2.5 lakh will be awarded.